“穗岁康”累计赔付23.4亿元 新增待遇近230人次受惠

Core Insights - The "Sui Suikang" commercial supplementary health insurance, guided by the government and operated commercially, has provided health protection for over 18.28 million insured individuals in Guangzhou since its pilot launch [1][3] - As of May 2025, "Sui Suikang" has made cumulative payouts to 799,000 individuals, totaling 2.34 billion yuan, with the highest claim reaching 3.369 million yuan [1][3] - The newly launched "Sui Xin Bao · Guo Shou Innovation Drug and Device Insurance" targets innovative drugs and devices, expanding coverage beyond basic medical insurance [4] Group 1 - "Sui Suikang" is the only city-customized inclusive insurance guided by the Guangzhou government, serving as an effective supplementary protection beyond basic medical insurance [3] - The insurance program has conducted a sharing session to educate citizens about the inclusive health insurance product, aiming to extend health protection to a broader population [3] - The program has introduced new benefits, including compensation for assisted reproductive treatments and hospitalization for minors, with specific payout amounts detailed [3] Group 2 - The "Sui Xin Bao" series of inclusive insurance products has been launched by six insurance companies, guided by the medical insurance department, to broaden the coverage of innovative drugs and devices [4] - The "Sui Xin Bao · Guo Shou Innovation Drug and Device Insurance" is available for individuals aged 28 days to 60 years who have continuously participated in "Sui Suikang" for three years without claims, with a uniform premium of 69 yuan per year [4] - This new insurance product offers up to 1.2 million yuan in annual medical coverage, covering 12 commonly used innovative drugs and devices, and allows premium payments through individual medical insurance accounts [4]