Workflow
“精准滴灌”赋能实体经济
Xin Hua Ri Bao·2025-06-29 21:22

Core Viewpoint - The company focuses on enhancing financial services for the "three rural issues" and small micro-enterprises, aiming to address financing pain points and support high-quality local economic development [1] Group 1: Financial Services and Innovations - The company has established a "precise drip irrigation" financial service system to better serve local enterprises, particularly in industrial gathering areas [1] - It has set up six regional service centers and multiple branches to implement a new service model that includes regular visits, connections, and reports [1] - A "prospective assessment + credit loan" mechanism has been created to support enterprises in building new factories and purchasing equipment, addressing the long construction cycles of major projects [1] Group 2: Product Development - The company has launched innovative products such as "Sci-Tech Financing," which focuses on the core technology value and R&D capabilities of enterprises, breaking traditional collateral constraints [1] - "Government Procurement Loan" product is designed for winning bidders, allowing them to meet funding needs without strong collateral guarantees [1] - Additional products like "Standard Easy Loan" and "Private Credit Loan" have been developed to provide tailored financing solutions for various types of enterprises [1] Group 3: Collaborative Ecosystem - The company has created a supply chain financing model that connects core enterprises with industry chain clusters, providing credit support to small micro-enterprises based on the credit of leading companies [1] - This model aims to activate core enterprises and stimulate the entire ecosystem, addressing the financing challenges faced by small micro-enterprises [1] Group 4: Future Directions - The company plans to continue innovating financial products and services to strengthen its support for local economic development and inject financial momentum for high-quality enterprise growth [2]