政策协同支持普惠金融

Core Viewpoint - The article emphasizes the importance of financial support for inclusive finance, focusing on the need for precise funding allocation to address the financing challenges faced by small and micro enterprises, as well as rural areas and specific groups such as the elderly and disabled [1][2][4]. Group 1: Financial Support and Policy Implementation - The 2025 list of central government-supported inclusive finance development demonstration zones has been released, with 90 regions including Xiamen and Tai'an receiving significant financial incentives to alleviate financing difficulties for inclusive groups [1][2]. - The initiative aims to enhance the accessibility and satisfaction of financial services, particularly for underdeveloped areas and vulnerable populations [1][2]. - The financial support is part of a broader strategy that includes monetary, fiscal, regulatory, and industrial policy coordination to effectively promote inclusive finance [1][3]. Group 2: Precision and Efficiency in Fund Allocation - Financial resources must be allocated precisely, targeting the financing pain points of small and micro enterprises and rural sectors, rather than spreading funds thinly [2][3]. - Central government funding will be used for interest subsidies, risk compensation, and support for government financing guarantee institutions, ensuring strict management and effective implementation of policies [2][3]. - A performance evaluation mechanism will be established to ensure efficient use of funds, with financial support based on performance results, creating a positive incentive structure [3][4]. Group 3: Collaborative Policy Implementation - The article highlights the need for collaboration among various policies, including monetary, credit, fiscal, regulatory, and industrial policies, to enhance the effectiveness of inclusive finance [3][4]. - Financial institutions are encouraged to innovate products and services while sharing information about small and micro enterprises to improve service quality [3][4]. - The development of agricultural insurance requires close cooperation among regulatory, financial, and agricultural departments to ensure comprehensive coverage and quality service [3][4].