Jin Rong Shi Bao·2025-06-29 22:54Core Viewpoint - The insurance companies are actively responding to the severe flooding in Guizhou's Rongjiang County by implementing emergency response plans and providing rapid claims processing to support disaster recovery efforts [3][4][5]. Group 1: Emergency Response Actions - Guizhou Financial Regulatory Bureau established an emergency response task force to coordinate flood disaster response and financial services [3]. - Major insurance companies, including PICC, Ping An, and China Life, initiated emergency plans, enhancing resource allocation and opening green claims channels [3][4]. - As of June 27, over 1,000 claims related to the flooding were reported to PICC, with initial payouts of nearly 200,000 yuan for housing insurance and a prepayment of 2 million yuan to a supermarket [3][4]. Group 2: On-Site Support and Coordination - PICC's disaster claims team arrived at the disaster area to coordinate and guide rescue and claims processes, forming specialized teams for different insurance types [4][5]. - Ping An organized a rapid response team of 46 remote claims personnel and 23 on-site assessors, establishing multiple service points for affected residents [5]. - China Life mobilized a rescue service team to assist local rescue efforts and ensure timely support for affected communities [5]. Group 3: Claims Processing and Technology Utilization - Insurance companies are utilizing online and centralized claims processing methods to expedite the claims process, with a focus on providing one-stop services in affected areas [6][8]. - PICC has activated a pre-claim mechanism to quickly address claims once conditions allow for assessments, including the use of drones for agricultural damage evaluation [8]. - Continuous monitoring of the disaster situation is being conducted by all insurance companies to ensure effective disaster relief and claims processing [9].