菏泽农商银行“科技+绿金+普惠”创新，为产业升级注入金融动力

Core Insights - The articles highlight the role of local financial institutions in supporting the real economy and promoting industrial transformation through innovative financial products and services [1][2][3][4] Group 1: Financial Support for Enterprises - Qilu Rural Commercial Bank has supported 777 enterprises with a loan balance of 12.169 billion yuan, becoming a significant financial force in promoting high-quality local economic development [1] - The bank provided 20 million yuan in fixed asset loans to DeTong New Materials Technology Co., Ltd. for equipment purchase and production line construction, followed by additional loans totaling 10.5 million yuan to meet operational needs [2] - The bank introduced intellectual property pledge financing for DeTong, allowing the company to convert its patents into capital, addressing the financing challenges faced by asset-light tech enterprises [2] Group 2: Green Finance Initiatives - The bank offered 39 million yuan in loans to KaiDa New Materials Technology Co., Ltd. using its patents as collateral, effectively solving financing issues due to the lack of fixed asset pledges [3] - Through green finance, the bank supported KaiDa in extending its industrial chain and enhancing resource recycling efficiency, promoting products in green building and packaging sectors [3] Group 3: Support for Small and Micro Enterprises - The bank provided 8 million yuan in funding to Shengshi Shaohua Smart Agriculture Co., Ltd. to enhance quality control processes and expand product varieties, contributing to technological upgrades [4] - The bank facilitated online sales for Shengshi Shaohua, resulting in over 13,000 orders and sales of 20 million yuan, while also assisting in obtaining EU organic certification for exports [4] - The bank's integration of technology, green finance, and inclusive finance has provided robust financial support for the development of local enterprises and the establishment of a modern regional center [4]