中银消金迎新任副总经理！多名高管换新能否扭转净利暴跌局面

Group 1 - The approval of Niu Xiaofeng as the Vice President of Bank of China Consumer Finance Co., Ltd. (BOC Consumer Finance) has been granted by the Shanghai Regulatory Bureau of the National Financial Supervisory Administration, requiring him to report his appointment within 10 days after taking office [2] - Niu Xiaofeng has extensive experience in the financial technology sector, previously serving as the Deputy General Manager of the Information Technology Department at Bank of China, and has participated in significant industry conferences [4][6] - BOC Consumer Finance was established in 2020 and is one of the first four pilot consumer finance companies in China, with major shareholders including Bank of China (42.80%) and Bailian Group (22.07%) [8][9] Group 2 - As of the end of 2024, BOC Consumer Finance reported total assets of 79.67 billion yuan, an increase of 7.23% from the previous year, and a loan balance of 78.41 billion yuan, up 8.97% [14] - The company experienced a significant decline in net profit for 2024, reporting only 4.5 million yuan, a decrease of 91.62% compared to the previous year, indicating challenges in its business model transformation [14] - The company has undergone management changes, with a new general manager and several vice presidents appointed, which may impact its performance moving forward [12][14] Group 3 - The consumer finance industry has seen a trend of executive turnover, with at least 17 licensed consumer finance institutions undergoing changes in leadership positions this year [16] - Experts suggest that the consumer finance market is entering a phase of structural development opportunities, driven by policy benefits and an improving market environment [16] - Analysts indicate that the competitive landscape in the consumer finance market is intensifying, prompting companies to adjust strategies and innovate in products and services [17]