“80后”行长，任职资格获批

Core Viewpoint - The approval of Bai Yushi as the president of Hengfeng Bank marks a significant leadership change after nearly three years of vacancy in the position, with a focus on enhancing the bank's competitiveness and preparing for a potential IPO [6][9][10] Group 1: Leadership Appointment - Bai Yushi, born in October 1982, has been approved by the National Financial Regulatory Administration as the president and director of Hengfeng Bank [6][5] - Bai joined Hengfeng Bank in July 2015 and has held various positions, including vice president and assistant general manager [8] - The approval requires Bai to assume office within three months and emphasizes the importance of compliance and risk awareness [6][10] Group 2: Bank Background and Structure - Hengfeng Bank is one of the 12 national joint-stock commercial banks in China, with a registered capital of 111.2 billion yuan, ranking fifth in the banking industry [9] - The bank's ownership structure consists of approximately 89.7% state-owned shares, 3% foreign shares, and 7.3% private shares [9] - The previous president, Wang Xifeng, resigned in August 2022, leading to a prolonged vacancy in the role [9] Group 3: Financial Performance - In 2024, Hengfeng Bank reported an operating income of 25.775 billion yuan, a year-on-year increase of 1.98%, and a net profit of 5.357 billion yuan, up 4.3% [10] - As of the end of 2024, the bank's total assets amounted to 1.54 trillion yuan, with total deposits and loans both at 860 billion yuan [10] - The non-performing loan balance stood at 12.873 billion yuan, with a non-performing loan ratio of 1.49% [10] Group 4: Strategic Goals - Hengfeng Bank aims to become a first-class joint-stock bank, with a strategic plan to meet IPO conditions within three years and improve profitability within five years [10] - The bank has previously attempted to go public but faced setbacks due to leadership issues [10] - The new president's appointment is expected to accelerate the bank's preparations for an IPO and enhance its competitive positioning [10]