Qi Lu Wan Bao·2025-06-30 21:26Core Viewpoint - The recent reform in trade foreign exchange management, marked by the transfer of trade foreign exchange registration to banks, is a significant step towards facilitating foreign trade and enhancing service capabilities for small and micro enterprises [1][6]. Group 1: Trade Foreign Exchange Registration Reform - The State Administration of Foreign Exchange's notification in April 2024 signifies a major change in trade foreign exchange management, allowing banks to handle registration directly from June 1, 2024 [1]. - The Jining branch of China Construction Bank (CCB) quickly established a special task force to integrate data interfaces and develop online pre-review functions, enhancing efficiency in processing trade foreign exchange registrations [1]. - By May 2025, over 100 enterprises had efficiently completed trade foreign exchange registration, with 65% being small and micro enterprises across various sectors [1]. Group 2: Financing Support for Small and Micro Enterprises - CCB Jining branch introduced the "Cross-Border Quick Loan" series, including various loan types aimed at alleviating financing difficulties for small foreign trade enterprises [1][2]. - The newly launched "Cross-Border Quick Loan - Foreign Trade Loan" product allows small and micro import-export clients to apply without submitting trade background materials, significantly lowering application barriers [2]. - Since the launch of the "Cross-Border Quick Loan - Foreign Trade Loan," CCB Jining branch has issued a total of 62.574 million yuan to 23 enterprises, enhancing credit support for small foreign trade businesses [3]. Group 3: Currency Risk Management - CCB Jining branch has elevated its currency risk management services, forming a specialized team to provide tailored hedging solutions for enterprises facing exchange rate fluctuations [4]. - A notable tire export company benefited from a customized combination of currency swap and options, significantly improving their financial returns while managing risks effectively [5]. Group 4: Cross-Border Fund Flow Facilitation - CCB Jining branch is a pioneer in the trade foreign exchange revenue and expenditure facilitation pilot, aiming to convert policy benefits into tangible gains for enterprises [6]. - The bank has streamlined processes and created an integrated service platform to expedite foreign exchange business, resulting in over 50% reduction in processing time for pilot enterprises [7]. - By May 2025, the number of quality enterprises served under the pilot program reached 75, reflecting a 150% increase since the program's inception [7]. Group 5: Commitment to Supporting the Real Economy - CCB Jining branch focuses on addressing the pain points of foreign trade enterprises throughout their lifecycle, creating a comprehensive financial service system that includes access, financing support, currency risk management, and facilitation of revenue and expenditure [8].