掌舵信美相互人寿八年 杨帆辞任董事长 胡晗接棒

Core Viewpoint - Ximei Mutual Life Insurance has undergone its first leadership change since its establishment eight years ago, with Yang Fan resigning and Hu Han being elected as the new chairman and CEO [2][4]. Group 1: Leadership Change - Yang Fan has resigned from all positions except for executive director and management committee member due to personal reasons [2]. - Hu Han has been elected as the new chairman and will also serve as the CEO and chairman of the management committee [2][4]. Group 2: Company Background - Ximei Mutual Life Insurance was established on May 26, 2017, and is the first mutual life insurance organization in China [2][4]. - The company has seen its membership grow from 0 to 104,000 and its asset scale increase to 54.846 billion yuan over the past eight years, achieving profitability for five consecutive years [4]. Group 3: Financial Performance - In 2024, Ximei Mutual Life Insurance reported insurance business income of 6.983 billion yuan, a year-on-year decrease of 23%, while net profit was 66.72 million yuan, a year-on-year increase of 16% [5]. - The company achieved a net investment return rate of 3.72% and a total investment return rate of 4.41% in 2024 [5]. - Since its establishment, Ximei Mutual Life Insurance has accumulated a profit of 54 million yuan [6]. Group 4: Mutual Insurance Model - The mutual insurance model involves members with similar risk protection needs forming a mutual fund through premium payments, which is then used to cover losses or provide benefits as per the contract [5][6]. - Initial operating funds for mutual insurance organizations must be raised by primary founding members and cannot be repaid until certain financial conditions are met [6].