Core Insights - The article discusses the innovative approach of Nanhsiu Rural Commercial Bank in Guangdong Province to provide financial services to rural farmers and enterprises by utilizing "small data" to support rural revitalization efforts [1][2][3] Group 1: Financial Services Innovation - Nanhsiu Rural Commercial Bank is leveraging "small data" such as moral character, customer reputation, and debt relationships to create a multidimensional loan application framework [1][2] - The bank has established a rural credit system based on "small data" by implementing a grid-based service model and conducting comprehensive credit assessments across 225 village committees, achieving a coverage rate of 95.33% [2] Group 2: Agricultural Support and Loan Distribution - The bank has tailored financial service solutions for the rice industry, providing 264 loans totaling 411 million yuan, contributing to Nanhsiu's status as a high-end rice supplier in the Guangdong-Hong Kong-Macao Greater Bay Area [3] - As of March 2025, the People's Bank of China, Shaoguan Branch, has facilitated the issuance of agricultural loans amounting to 1.805 billion yuan, representing 48.54% of the total loan amount, benefiting over 5,200 rural households [3]
村民“小数据”的振兴“大作为”
Jin Rong Shi Bao·2025-07-01 04:59