烟台银行，被采取监管措施！

Core Viewpoint - Yantai Bank has been ordered to rectify its operations due to ineffective execution of internal controls in fund sales and other violations identified by the Shandong Securities Regulatory Bureau [1][2][4]. Group 1: Regulatory Actions - The Shandong Securities Regulatory Bureau found that Yantai Bank failed to effectively implement internal controls and risk management for its fund sales [2]. - The bank did not accurately disclose customer maintenance fees for certain public fund products it sold [2]. - Yantai Bank is required to strengthen its compliance management in fund sales and submit a written rectification report within 30 days of receiving the decision [4]. Group 2: Company Background - Yantai Bank was established in November 1997 with a registered capital of 4.622 billion yuan, making it one of the largest private enterprises in Shandong Province, with Nanshan Group as its largest shareholder [4]. - The bank's registered capital increased from 2.66 billion yuan to 4.622 billion yuan in April 2024, a growth of 74.42%, moving its ranking among 14 city commercial banks in Shandong from 13th to 7th [5]. Group 3: Financial Performance - As of the end of 2024, Yantai Bank's total assets reached 157.367 billion yuan, a growth of 12.73% from the beginning of the year [5]. - The bank reported an operating income of 2.806 billion yuan in 2024, a year-on-year increase of 36.48%, and a net profit of 368 million yuan, up 11.62% [5]. - However, in the first quarter of 2025, Yantai Bank's operating income declined to 705 million yuan, a decrease of 5.98% year-on-year, while net profit increased to 255 million yuan, a rise of 57.79% [5].