沸腾！公积金大消息，热搜第一！

Core Viewpoint - The annual housing provident fund interest settlement has generated significant public interest, with many individuals sharing their annual interest statements on social media, highlighting the benefits compared to traditional bank savings [1][5]. Group 1: Interest Settlement Details - The housing provident fund interest is calculated at a rate of 1.5%, based on the People's Bank of China's one-year fixed deposit benchmark rate, which has attracted attention as traditional deposit rates decline [5]. - Interest for the year is credited to accounts on July 1, following the settlement date of June 30, with individuals able to check their interest through official channels [5][11]. - Some local housing provident fund centers have reported completing their annual interest settlement, with notable increases in the total interest distributed compared to previous years [9][11]. Group 2: Growth in Housing Provident Fund - In 2024, the total housing provident fund contributions reached 36,317.83 billion, marking a 4.67% increase from the previous year, with a cumulative total of 327,941.35 billion and a balance of 109,252.79 billion, reflecting an 8.61% year-on-year growth [11]. - The number of active contributing units and individuals has also increased, with 5.29 million units and 17.63 million individuals contributing, representing growth rates of 6.92% and 1%, respectively [11]. - The pilot program for flexible employment individuals has expanded, with over 1 million participants in trial cities, and 240,000 individuals utilizing the fund for housing purposes [11].