“跑”出来的答案——工作专班破解小微企业融资难题

Core Viewpoint - The establishment of a financing coordination mechanism for small and micro enterprises in Shanghai aims to alleviate their financing difficulties and enhance the accessibility and convenience of financial support [1][3]. Group 1: Financing Coordination Mechanism - The financing coordination mechanism was established in October last year, led by the Financial Regulatory Bureau and the National Development and Reform Commission, focusing on building a bridge for precise connections between banks and enterprises [1][3]. - The mechanism has resulted in a significant increase in the loan balance for inclusive small and micro enterprises, which exceeded 34 trillion yuan nationally, with Shanghai's inclusive small and micro enterprise loan balance reaching 1.33 trillion yuan by March 2025, a year-on-year increase of 11.32% [3][4]. Group 2: Implementation and Impact - The work team has conducted extensive visits to enterprises, with 170,000 enterprises visited and 406.2 billion yuan in credit granted to 70,000 enterprises by May 2025 [3]. - The mechanism not only addresses financing challenges but also provides comprehensive value-added services to support enterprise development, enhancing their operational capabilities [4]. Group 3: Multi-Dimensional Empowerment - The work team collaborates with various stakeholders to offer tailored financial services, such as integrated foreign and domestic currency services, to help enterprises manage risks associated with currency fluctuations [4]. - The initiative emphasizes the importance of creating an ecosystem that facilitates face-to-face interactions between small and micro enterprises and representatives from government and financial institutions, thereby injecting new momentum into enterprise development [4][5].