Core Viewpoint - The introduction of the "Government Procurement Loan" (政采贷) by Luzhou Bank addresses the financing challenges faced by small and private enterprises in government procurement, enhancing their participation and market vitality [1][2] Group 1: Product Overview - The "Government Procurement Loan" product allows suppliers to pledge accounts receivable from government procurement contracts as collateral, eliminating the need for physical asset collateral [1] - The maximum loan amount is 10 million yuan, with a repayment period of up to 2 years, significantly alleviating the financial pressure on suppliers during project execution [1] Group 2: Market Impact - Luzhou Bank has extended its services to suppliers of high-quality state-owned enterprises at the county level and above, increasing the product's accessibility and coverage [1] - The successful financing of three suppliers for the Luzhou County water supply and drainage integration project, with a total credit amount of 20.59 million yuan and 10.29 million yuan disbursed, demonstrates the effectiveness of the "Government Procurement Loan" [1] Group 3: Future Outlook - Luzhou Bank plans to continue optimizing its product services and exploring new financial support models for small and private enterprises, contributing to a better business environment and high-quality economic development [2]
泸州银行“政采贷”精准赋能 破解小微企业融资难题