Core Insights - Ant International has officially launched its AI strategy targeting overseas markets, focusing on three core capabilities: AI security, financial service professionalism, and a full-stack AI platform [1][3] - The company introduced the first AI as a Service (AIaaS) platform, Alipay+ GenAI Cockpit, aimed at helping fintech companies and super apps build AI agents, transitioning the industry from "AI-assisted" to "AI-native" [1][3] Group 1: AI Strategy and Implementation - The AI transformation in the financial services sector is likened to the Himalayas of AI applications, requiring high precision, security compliance, and efficiency [3] - Alipay+ GenAI Cockpit aims to help industry users achieve three levels of goals: basic AI-driven financial services, a comprehensive high-performance AI service system, and evolution towards AI-native solutions [3] - Ant International has applied the "Cockpit" across four core business segments, including cross-border payment innovations and digital solutions [3][4] Group 2: Features of Alipay+ GenAI Cockpit - The Cockpit integrates workflow automation and task orchestration with dynamic enterprise environments, covering key fintech tasks such as payment orchestration, customer guidance, compliance checks, and fraud detection [4] - Users can choose from over 20 leading large language models (LLMs), including Ant's proprietary Transformer foreign exchange prediction AI model, enhancing the platform's professionalism [4][5] - The platform supports a full-stack financial AI environment, offering plug-and-play AI agents for routine tasks and customizable agents for specialized scenarios [5] Group 3: AI Security and Risk Management - Ant International is heavily investing in AI security solutions due to the rapid increase in AI-related fraud threats, with a reported 22% of enterprises experiencing payment fraud involving generative AI [5] - The "AI Shield" framework within the Cockpit manages risks across the entire chain, from system architecture to data processing and model training [5] - The fraud loss rate for Ant's merchant payment services is only 5% of the industry average, showcasing the effectiveness of its AI security measures [5] Group 4: Future Outlook - AI agents are expected to reshape the future of finance by lowering barriers to financial services and reliably executing tasks under complex business and compliance requirements [6] - Ant International aims to collaborate with the industry to promote the evolution and expansion of AI tools and ecosystems, facilitating faster and better growth for financial institutions [6]
蚂蚁国际推出行业金融AI平台 6月落地服务东南亚客户
Huan Qiu Wang·2025-07-02 05:28