Core Viewpoint - The article highlights the development of the port economy in Jingxi City, Guangxi, leveraging the Longbang Port as an international hub and the benefits of border trade policies to enhance local economic growth through innovative financial services provided by Jingxi Rural Commercial Bank. Group 1: Economic Development Initiatives - Jingxi City is accelerating the upgrade from "channel economy" to "port economy" by utilizing the Longbang Port and border trade policies to meet the needs of local residents [1] - Jingxi Rural Commercial Bank is implementing a "credit + settlement + inclusive" service model to empower processing enterprises, border trade cooperatives, and individual border residents through innovative financial products [1][2] Group 2: Financial Support for Local Enterprises - The bank has adopted a "dual-wheel drive" approach to support border trade processing enterprises, integrating resources to meet financial needs [2] - Guangxi Baisheng Food Co., located in the Longbang Port processing park, exemplifies the "border trade + local processing" model, achieving a monthly output value exceeding 30 million yuan with the help of a 2 million yuan loan from the bank [2] - The bank's border trade settlement model, which includes "border resident loans + special settlement accounts," has facilitated a settlement volume of 48.66 million yuan by the end of May, a significant increase from the previous year [2] Group 3: Employment and Community Impact - The bank is actively promoting the "entrepreneurial guarantee loan" program to enhance financing accessibility for small and micro enterprises, significantly benefiting local communities [3] - Guangkang Food Co. has created over 78 jobs for relocated residents, with each worker earning more than 3,000 yuan per month, demonstrating the positive impact of the bank's financial support [3][4] - The bank's small and micro enterprise loan balance reached 3.041 billion yuan by the end of May, supporting 323 entrepreneurial entities and creating 698 jobs [4] Group 4: Financial Literacy and Community Engagement - Jingxi Rural Commercial Bank conducts regular financial literacy campaigns in border areas, educating residents on financial services and security measures [6] - The bank has introduced customized financial products like "border resident loans," which are credit-based and do not require collateral, to stimulate border trade [7] Group 5: Future Directions - The bank plans to deepen its "port financial" service model to support the national strategy for border prosperity, aiming to provide timely financial assistance to enterprises and enhance the livelihoods of border residents [8]
广西靖西农商银行：构建“口岸金融”新生态 铺就兴边富民路
Zheng Quan Ri Bao·2025-07-02 08:19