海南拟推公积金新政 新增个人房贷“商转公”贷款方式

Core Viewpoint - Hainan Province is proposing a new policy for housing provident fund management, allowing individuals to convert their commercial housing loans into provident fund loans, which aims to ease the financial burden on homebuyers [1] Group 1: Policy Details - The new policy, titled "Management Measures for the Conversion of Personal Housing Commercial Loans to Housing Provident Fund Loans (Draft for Comments)," has been released for public feedback [1] - The "commercial to provident fund loan" allows Hainan residents who have not yet settled their commercial housing loans to convert them into provident fund loans, specifically for purchasing newly built self-occupied housing [1] - Previously, the only method available for converting commercial loans to provident fund loans required individuals to first pay off their commercial loans using personal funds before applying for the provident fund loan [1]