选择旅居养老产品须谨慎

Core Viewpoint - The Supreme People's Procuratorate has released typical cases of illegal fundraising crimes, highlighting the deceptive methods used and the associated risks, particularly in the context of the growing elderly care economy and travel-based retirement services [1][2]. Group 1: Illegal Fundraising Cases - A case revealed that criminals used the guise of "elderly finance" to illegally raise over 5 billion yuan by promoting retirement apartments and travel bases, which should alert consumers [1][2]. - Companies involved in elderly care and travel have faced funding issues and investigations for illegal fundraising, with operations in various provinces including Shanghai, Jiangsu, Anhui, and Yunnan [2]. Group 2: Consumer Awareness and Caution - Consumers are advised to be cautious when selecting travel-based retirement products, as many offerings may be misleading and merely marketing tactics [2]. - The concept of "travel prepayment cards" was identified as a significant risk, as these cards were found to have characteristics of deposit-like financial products, leading to illegal fundraising [2]. Group 3: Regulatory and Enforcement Actions - There is a call for enhanced market regulation and qualification reviews by relevant authorities to maintain market order and protect consumer rights [3]. - Law enforcement and judicial bodies are urged to collaborate closely to combat related criminal activities and foster a trustworthy market environment for travel-based elderly care services [3].