把握暑期旅游新机遇 做好"夏季专项金融服务"——访广西阳朔农商银行党委书记、董事长文岐军

Group 1 - The core viewpoint of the articles emphasizes the proactive measures taken by Yangshuo Rural Commercial Bank to support the local tourism industry during the peak summer season, focusing on innovative financial services and collaboration with local government [1][2][3] - Yangshuo Rural Commercial Bank plans to launch a "Summer Special Financial Service" to prioritize the liquidity needs of businesses in the tourism sector, including hotels, restaurants, and travel agencies [1][2] - The bank has established a "green channel" for loans, implementing a "three priorities" approach for eligible tourism enterprises and individual businesses, which includes priority loan application processing, approval, and disbursement [2][3] Group 2 - The bank has signed a strategic cooperation agreement with the local market supervision bureau to enhance support for the restaurant and homestay industries, addressing financing challenges faced by small and micro enterprises [2][3] - Yangshuo Rural Commercial Bank is innovating financing models by extending loan terms up to 8 years for tourism projects, alleviating the financial pressure of long-term investments [2][3] - The bank is developing a multi-dimensional risk assessment model tailored to the tourism industry, focusing on cash flow analysis and dynamic monitoring to improve credit decision-making and post-loan management [3][4] Group 3 - The bank is leveraging supply chain finance to assist small and micro tourism enterprises in integrating into the core industry chain, providing credit loans or guarantee loans to stable suppliers and service providers [3][4] - Yangshuo Rural Commercial Bank has supported the low-altitude economy by providing 4.5 million yuan in credit to a local aviation company, enhancing its infrastructure to meet increasing tourist demand [3] - The bank has issued 1.1 million yuan in entrepreneurial guarantee loans to support new business ventures in the tourism sector, reducing risk concerns for the bank [4]