Qi Lu Wan Bao Wang·2025-07-03 02:08Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Zibo Branch is actively implementing the central financial work conference spirit, focusing on enhancing inclusive finance services and products, with a steady growth in inclusive loan scale, reaching a balance of 10.115 billion yuan by the end of June [1] Group 1: Service Optimization and Training - The bank has launched the "Inclusive Micro Classroom" video training series to improve frontline employees' business skills, ensuring they stay updated on regulatory policies and risk management [1] - A systematic approach is being taken to promote the "321" customer expansion project, providing standardized operational guidelines to enhance the quality of inclusive financial services [1] Group 2: Customer Acquisition and Industry Focus - The bank has developed a "Precision Positioning" APP for targeted customer outreach, resulting in visits to 13,484 enterprises and a total credit issuance of 3.949 billion yuan by the end of June [2] - Specific financial products have been tailored for local industries, such as the "Linyi Kitchenware e-loan" and "Zhoucun Stainless Steel e-loan," to support regional economic development [2] Group 3: Product Development and Risk Management - The "Agricultural Guarantee Quick Loan" product has been established, facilitating collaboration among various stakeholders to provide loans to farmers, with a total of 56.45 million yuan disbursed to 54 farmers by the end of June [3] - The bank is implementing comprehensive risk management strategies, including differentiated customer access and real-time risk alerts, to enhance the proactive management of potential loan defaults [3]