天津：支持试点银行开展科技企业并购贷款试点 将贷款占并购交易价款比例提高到80%

Core Viewpoint - Tianjin is implementing a new action plan to support technology finance, aiming to enhance financial services for technology enterprises and promote mergers and acquisitions through increased loan support [1] Group 1: Financial Support for Technology Enterprises - The action plan includes optimizing technology financial product services and promoting an innovative points system to accurately assess technology enterprises [1] - Banks are encouraged to consider the innovation capability and growth potential of enterprises as key factors in credit approval processes [1] - There will be an exploration of new business models such as "loans + external direct investment" to provide financial services earlier in the lifecycle of technology enterprises [1] Group 2: Intellectual Property Financing - The plan promotes financing through intellectual property pledges, exploring bundled pledges of patents, trademarks, and copyrights [1] - There is an emphasis on expanding first-time loans, credit loans, and loans secured by intangible assets for technology enterprises [1] - New loan products such as non-repayment renewal loans and flexible borrowing options will be introduced [1] Group 3: Mergers and Acquisitions Support - Pilot banks will be supported to conduct merger and acquisition loans for technology enterprises, with the loan proportion of the acquisition transaction price increased to 80% [1] - The loan term for these acquisition loans will be extended to 10 years [1]