金融助闽特色农业升级 广发银行金融活水润茶香

Core Viewpoint - The collaboration between banks and enterprises is essential for fostering "new quality productivity" and promoting high-quality economic development in Fujian province [1][2][3]. Group 1: Bank Initiatives - Guangfa Bank's Fuzhou branch is positioned to support the "21st Century Maritime Silk Road" initiative, focusing on enhancing the local economy through "new quality productivity" [2]. - As of May 2025, the green credit balance of Guangfa Bank's Fuzhou branch reached 716 million yuan, with over 1.1 billion yuan in loans to technology-based enterprises [2]. - The bank has provided 30 million yuan in credit support to Chunlun Group, a national-level intangible cultural heritage enterprise, to help establish a "World Tea Culture Exchange Port" [2]. Group 2: Enterprise Development - Chunlun Group, a key player in the Fuzhou jasmine tea industry, has over 30 years of experience and holds 12 national patents, with its tea-making process recognized as a UNESCO intangible cultural heritage [3]. - The investment of 1 billion yuan in the "World Tea Culture Exchange Port" is expected to increase annual output value by 15%, serving as a new engine for the transformation of Fujian's tea industry [3]. - The partnership with Guangfa Bank has evolved from a 5 million yuan working capital loan to comprehensive financial services, facilitating digital transformation and carbon trading platform development for Chunlun Group [3]. Group 3: Technological Integration - The research team visited Chunlun's jasmine tea cultural creative industry park, where they experienced the integration of traditional tea culture with modern technology, including IoT sensors for real-time monitoring of tea garden conditions [4]. - The use of big data has led to a 30% increase in jasmine flower yield, showcasing the effectiveness of technology in enhancing agricultural productivity [4]. - Guangfa Bank's "Technology Loan" product has alleviated funding bottlenecks for digital transformation, with a rapid credit approval process completed in just two weeks [4].