北京率先试点，医保、商保可以一站式报销了

Core Points - The article discusses the launch of a new "medical insurance + commercial insurance" settlement center in Beijing, which allows for a seamless integration of basic medical insurance and commercial insurance payments through Alipay [1] - This initiative aims to address common pain points in the reimbursement process, such as excessive paperwork and long waiting times, by enabling instant settlement for patients [1] - The commercial health insurance sector plays a crucial role in providing a multi-tiered medical security system for residents, catering to diverse healthcare needs [1] Group 1 - The "medical insurance + commercial insurance" settlement center was officially launched on July 3, with support from the Beijing government, Beijing Jishu Bao Health Technology Co., and Ant Group [1] - The pilot program at Peking Union Medical College Hospital allows patients to complete reimbursement in under 30 seconds using Alipay, significantly reducing the economic burden of medical expenses [1] - The Alipay commercial insurance code, introduced in December, facilitates one-click payment for commercial insurance after using basic medical insurance, enhancing the reimbursement experience [1] Group 2 - Ant Group's Medical Health Division plans to deepen collaborations with insurance companies to optimize service experiences and expand the coverage of the commercial insurance code [2] - Currently, the Alipay commercial insurance code covers over 20 health insurance products from various companies, including Beijing Life, Great Wall Life, ZhongAn Online, and Taikang Online [2]