General Principles - The company establishes an external guarantee management system to ensure the protection of investors' rights and the safety of company assets [1][2] - External guarantees refer to the company providing guarantees for the debts of others, excluding guarantees for its own debts [1][2] Approval Process for External Guarantees - External guarantee matters must be approved by the company's board of directors or shareholders' meeting [4][5] - The board must investigate the financial and operational status of the guaranteed party before making a decision [5][6] - Certain external guarantees require submission to the shareholders' meeting for approval, including guarantees exceeding 10% of the company's latest audited net assets [6][7] Management of Guarantee Contracts - Approved guarantee projects must be formalized in written contracts that comply with relevant laws and regulations [14][15] - The company must manage guarantee contracts and related documents diligently, ensuring their completeness and accuracy [15][16] - The finance department is responsible for monitoring the financial status of the guaranteed party and reporting to the board [16][17] Disclosure Obligations - The company must disclose information about external guarantees in a timely manner, including details about the guarantee situation and any overdue guarantees [21][22] - Confidentiality measures must be taken to limit the number of individuals aware of guarantee information before it is publicly disclosed [22][23] Accountability Mechanism - The board of directors is responsible for interpreting the guarantee management system [29] - Individuals who sign guarantee contracts without proper authorization may be held liable for any resulting losses to the company [24][25] - Directors who violate laws or regulations in the guarantee decision-making process may face joint liability for losses incurred [26][27]
华人健康: 对外担保管理制度（2025年7月）