Core Viewpoint - The article discusses the innovative "Three Reductions, One Increase + Dual Channel" credit repair fast-track model implemented by the Market Supervision Administration of Shanghe County, aimed at enhancing the business environment and facilitating credit restoration for enterprises [1][6]. Group 1: Process Optimization - The traditional credit repair process required extensive documentation, including five different materials, which was time-consuming and often led to application delays due to missing or incorrectly formatted documents. The new model simplifies this to just two core documents: the credit repair application and a letter of commitment, significantly lowering the application threshold [2][3]. - The previous process mandated on-site inspections before removing enterprises from the abnormal business operations list, which was time-consuming. The new approach allows for immediate removal from the list upon application, with subsequent inspections conducted as needed, thereby enhancing efficiency and trust in the process [3][4]. - The time taken for credit repair has been drastically reduced from an average of five working days to same-day processing, allowing eligible enterprises to restore their credit status almost instantly, thus regaining their competitive edge in the market [3][4]. Group 2: Enhanced Services - The introduction of a "tolerant acceptance" service allows enterprises to proceed with credit repair even if some materials are missing, provided they submit a written commitment to supply the missing documents later. This flexibility addresses the practical challenges faced by businesses [4][5]. - The administration has eliminated geographical restrictions by allowing enterprises to process credit repair at their nearest market supervision office, reducing travel time and costs, and facilitating a more convenient service experience [4][5]. - A dual-channel system has been established, combining an online credit repair platform with physical service windows at local offices. This allows enterprises to choose their preferred method of application, ensuring a seamless and efficient service experience [5][6]. Group 3: Impact and Future Plans - The "Three Reductions, One Increase + Dual Channel" model has successfully restored credit for 120 market entities, including those that failed to report or were listed as seriously untrustworthy, demonstrating significant effectiveness [6]. - The Market Supervision Administration of Shanghe County plans to continue refining this model and exploring further innovations to support healthy enterprise development and promote high-quality economic growth in the region [6].
“三减一增+双通道”让信用修复无障碍
Qi Lu Wan Bao·2025-07-03 21:09