熊颖：打造粤港澳大湾区跨境信用体系融合发展示范样板

Core Viewpoint - The forum on "Credit Empowering High-Quality Development of Digital Economy" highlighted the importance of cross-border credit data integration in promoting economic cooperation and financial innovation within the Guangdong-Hong Kong-Macao Greater Bay Area [1][3]. Group 1: Background and Importance - The continuous development of the Greater Bay Area has accelerated the flow of resources, making credit data a crucial information resource for economic cooperation and social development [3]. - Zhuhai, as a key city in the Greater Bay Area, has a significant economic contribution, generating 3% of Guangdong's GDP with only 1% of its land and 2% of its population [3][4]. - In 2024, Zhuhai's border inspection station recorded 203 million inbound and outbound passengers, with over 11 million at the Gongbei port, indicating strong connectivity with Hong Kong and Macau [3]. Group 2: Credit Service Platform Development - Zhuhai has launched the Zhuhai-Hong Kong-Macao Cross-Border Credit Service Platform to enhance collaboration and promote high-quality regional development [4][5]. - The platform aims to facilitate the outbound flow of domestic credit data, attract overseas credit data, and achieve dual integration of credit data from both regions [5][6]. Group 3: Solutions to Challenges - The platform addresses challenges such as high data barriers and low verification efficiency in cross-border social assistance by integrating key data from Macau residents in Zhuhai [6]. - It aims to improve the credit evaluation process for Hong Kong and Macau residents, enabling them to access credit facilities in mainland China [6][7]. Group 4: Collaboration and Innovation - The platform collaborates with various credit service institutions to provide comprehensive credit report services for mainland enterprises, helping them mitigate foreign trade risks [7]. - It has introduced mechanisms for cross-border credit recognition and policy sharing, including incentives for trustworthy enterprises in the Greater Bay Area [8]. Group 5: Future Outlook - The exploration of cross-border credit system integration is just the beginning, with plans to enhance credit information sharing mechanisms and expand applications for cross-border credit ratings and joint rewards and penalties [9]. - There is a focus on establishing a unified cross-border credit standard in collaboration with ASEAN and other international credit service institutions to facilitate cross-border trade and investment [10].