Workflow
工行玉林分行:创新金融服务 助力乡村振兴战略实施

Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) Yulin Branch is actively supporting the national rural revitalization strategy by enhancing financial support for agriculture and rural development, aiming to optimize its credit structure and increase loans to the agricultural industry chain [1][2]. Group 1: Financial Support and Loan Growth - As of June 30, 2025, the agricultural loan balance is expected to exceed 6.6 billion yuan, an increase of nearly 700 million yuan since the beginning of the year, effectively promoting local agricultural infrastructure and industry upgrades [1]. - The bank has introduced innovative agricultural credit products such as "Xingnong e-loan," "Breeding e-loan," and "Planting e-loan," targeting local agricultural characteristics and supporting small and micro enterprises, cooperatives, and farmers [1]. Group 2: Financial Technology and Service Efficiency - The bank has established 12 "Xingnong Tong" rural inclusive financial service points in various towns, enhancing financial service efficiency through a model of "external marketing + village committee partnership" [2]. - The "Xingnong Tong" App allows farmers to complete account inquiries, loan applications, and payments online, significantly improving the accessibility and effectiveness of financial services [2]. Group 3: Financial Knowledge Promotion - The bank collaborates with local governments and village committees to promote financial services, ensuring that financial policies benefit every farmer [2]. - Initiatives include forming youth pioneer teams to conduct financial knowledge lectures and providing personalized financing solutions to meet farmers' needs [2].