主动撤单屡见不鲜，中小银行A股上市“候场”名单持续缩减

Core Viewpoint - The number of small and medium-sized banks withdrawing their IPO applications is increasing, reflecting a strategic adjustment in response to the current regulatory and market environment [1][3][4]. Group 1: IPO Withdrawal Trends - Six small and medium-sized banks have withdrawn their IPO applications since the transition to the registration system in March 2023, including Guangzhou Bank and Shunde Rural Commercial Bank [1][3]. - The number of banks still in the IPO queue has decreased to five, with only one bank in the "inquired" status [2]. Group 2: Market Conditions and Regulatory Environment - The banking sector has entered a prolonged "window period" for A-share IPOs, with no new listings since January 2022 [2]. - The China Securities Regulatory Commission (CSRC) has indicated a "phased tightening" of the IPO pace, prioritizing technology companies over traditional banks for financing [3]. Group 3: Financial Performance and Strategic Adjustments - The banking industry is facing a low interest rate, low spread, and low profitability environment, with the net interest margin dropping to 1.43% in Q1 2023 [4]. - Banks are encouraged to enhance corporate governance and adopt differentiated operations based on regional economic characteristics to improve stability and performance [4][5]. Group 4: Future Outlook - The withdrawal of IPO applications is seen as a strategic adjustment rather than a complete exit from the capital market, with banks planning to resume their IPO efforts when market conditions improve [5].