Core Viewpoint - The company has significantly enhanced its agricultural insurance services in Guangdong, focusing on five key dimensions to support the construction of a strong agricultural province [10][11]. Group 1: Agricultural Insurance Performance - The company has provided risk protection for 3.38 million farming households in Guangdong, amounting to 121.2 billion yuan [2]. - It has insured 8.647 million mu of rice, offering risk coverage of 10.453 billion yuan, with claims totaling 304 million yuan benefiting 345,700 households [21][22]. - The company has developed and implemented 95 new and revised agricultural insurance products, with a total of 160 specialty agricultural insurance products providing over 17.3 billion yuan in risk coverage [4][40]. Group 2: Focus on Food Security - Food security is prioritized, with the company implementing measures to enhance rice and corn production insurance, including a complete cost insurance product for rice that covers all production costs [24][25]. - The insurance amount for rice has been increased to 1,250 yuan per mu, ensuring comprehensive coverage for land, labor, and material costs [25][26]. - The company has also introduced a full lifecycle insurance system for rice, setting a benchmark in the industry [31]. Group 3: Support for Specialty Industries - The company has created a comprehensive insurance system covering various agricultural products, including rice, fruits, and marine products, to support the high-quality development of Guangdong's agricultural industry [39][41]. - In 2024, the company provided 1.86 billion yuan in risk coverage for marine aquaculture, marking a 48% increase year-on-year [44]. - Innovative insurance products, such as the "Abalone Seed Typhoon Disaster and Price Index Comprehensive Insurance," have been recognized internationally [47][48]. Group 4: Risk Reduction Management - The company has established a management system for disaster reduction in agriculture, implementing a comprehensive approach to risk management [66][70]. - In 2024, it invested 83.83 million yuan in disaster reduction projects, benefiting 1.654 million households and achieving over 357 million yuan in risk reduction [79][81]. Group 5: Rural Insurance Expansion - The company has extended its insurance services to rural areas, providing over 4.94 trillion yuan in risk protection for 10.88 million farming households [84]. - It has introduced various insurance products tailored for rural tourism and agricultural facilities, ensuring water security during droughts [88][89]. - The company has also launched unique products like "Rural Cadre Accident Insurance" and "Rural Left-behind Children Accident Insurance" to fill service gaps in rural insurance [90][91]. Group 6: Future Development Goals - The company aims to continue enhancing the quality of agricultural insurance services, contributing to the "Hundred Million Project" and rural revitalization efforts in Guangdong [102][104].
广东人保财险：五大维度精准发力，高质服务农业强省建设