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邮储银行持续发力 激活消费市场“一池春水”
Zheng Quan Ri Bao Zhi Sheng·2025-07-06 15:41

Core Insights - The article highlights how Postal Savings Bank is leveraging trade-in programs to stimulate domestic demand across various regions and sectors, including smart home appliances and new energy vehicles [1] Group 1: Consumer Finance Services - Postal Savings Bank is enhancing automotive consumer finance services by establishing specialized teams and service models to provide comprehensive and efficient financial solutions [2] - The Xiamen branch has created an automotive consumer finance center that offers tailored loan solutions and personalized services, including on-site signing and financial planning [2] - The Chengde branch has implemented a "finance + scenario" service model, providing a one-stop service for consumers that includes vehicle valuation, subsidy applications, and loan discounts [3] Group 2: Regional Economic Development - Postal Savings Bank is supporting diverse regional economic activities, such as the booming redwood industry in Putian, which has achieved annual sales exceeding 10 billion yuan through e-commerce integration [4] - The bank's financial services have significantly contributed to the growth of local businesses, as evidenced by the success of live-streaming sales in the redwood sector [4] - In Hunan Province, the bank is facilitating the "green home appliances into rural areas" initiative, offering unique services like elderly-friendly home decoration financing and agricultural tool exchanges [5] Group 3: Customer Experience and Satisfaction - Customers have expressed satisfaction with the bank's services, noting the convenience and affordability of the financing options provided, which enhance their purchasing power [6] - The bank's initiatives are seen as a vital support for rural residents, enabling them to upgrade their appliances and improve their quality of life [6]