今年起病退政策取消！详解北京企业职工如何申领病残津贴

Group 1 - The core point of the news is the implementation of the "Interim Measures for Basic Pension Insurance Disability Allowance for Enterprise Employees" starting from January 2025, which will halt the current retirement and resignation policies for employees who have completely lost their ability to work due to illness or non-work-related reasons [1] Group 2 - Disability allowance is primarily aimed at insured individuals under the enterprise basic pension insurance who have not yet reached the legal retirement age and have been certified as completely unable to work due to illness or non-work-related injuries [2] Group 3 - To apply for the disability allowance, individuals must meet specific criteria: they must be participants in the enterprise basic pension insurance, not yet receiving basic pension benefits, not reached the legal retirement age, and have been certified as completely unable to work due to illness or non-work-related injuries [3] Group 4 - The calculation of the disability allowance is based on the insured individual's cumulative contribution years and age. The allowance will be paid monthly for those who meet the minimum contribution years and are within five years of the legal retirement age, while others will receive it for a specified number of months based on their contribution years [4] Group 5 - The number of months for which the disability allowance is paid is determined by the individual's cumulative contribution years, with those having less than five years receiving 12 months of allowance, and those with more than five years receiving additional months based on their contribution duration [5] Group 6 - In Beijing, insured individuals can apply for the disability allowance through their employer or, if unemployed, through the public human resources service center or local community service center where their personnel files are stored [6][7]