运达科技: 对外担保管理制度

General Principles - The purpose of the system is to protect investors' rights, regulate external guarantee behaviors, and effectively prevent risks associated with external guarantees [1] - External guarantees refer to the company providing guarantees, mortgages, or pledges for others, including guarantees for its controlling subsidiaries [1][2] - The system applies to the company and its controlling subsidiaries [1] Examination of Guaranteed Objects - The company can provide guarantees to entities or individuals with independent legal status that meet specific conditions, such as having strong debt repayment capabilities [2] - If an applicant does not meet the specified conditions but is deemed necessary for business development, guarantees can be provided with the approval of two-thirds of the board members or the shareholders' meeting [2][3] - The board must analyze the debtor's credit status and the risks and benefits of the guarantee before making a decision [3][4] Approval Procedures for External Guarantees - External guarantees must be approved by the board or shareholders' meeting [5] - Guarantees exceeding 50% of the latest audited net assets or 30% of total assets require shareholders' approval [4][5] - The board must review the guarantee matters, requiring a majority of directors present to agree [5][6] Management of External Guarantees - The financial department is responsible for conducting credit investigations, handling guarantee procedures, and monitoring the guaranteed entities [6][7] - Legal advisors assist in the credit investigation and review all documents related to guarantees [7] - The company must manage guarantee contracts and related documents properly, ensuring their completeness and accuracy [7][8] Information Disclosure of External Guarantees - The company must disclose external guarantee situations according to relevant laws and regulations [9] - Disclosure includes the total amount of guarantees and their proportion to the latest audited net assets [9][10] - Timely disclosure is required if the guaranteed entity fails to fulfill repayment obligations or faces bankruptcy [10] Responsibilities of Responsible Parties - The company must strictly adhere to the system when providing guarantees, with penalties for violations based on the severity of the situation [10][11] - Individuals who exceed their authority in signing guarantee contracts will be held accountable [10] - The company will take administrative actions against those who cause losses by violating laws or the system [10][11]