U.S. Bancorp (USB) is a Top Dividend Stock Right Now: Should You Buy?

Company Overview - U.S. Bancorp (USB) is headquartered in Minneapolis and has experienced a price change of 0.21% this year [3] - The company currently pays a dividend of $0.50 per share, resulting in a dividend yield of 4.17%, which is higher than the Banks - Major Regional industry's yield of 3.52% and the S&P 500's yield of 1.52% [3] Dividend Analysis - The current annualized dividend of U.S. Bancorp is $2.00, reflecting a 1% increase from the previous year [4] - Over the past 5 years, U.S. Bancorp has increased its dividend 4 times, achieving an average annual increase of 4.24% [4] - The company's current payout ratio is 49%, indicating that it pays out 49% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for U.S. Bancorp's earnings in 2025 is $4.30 per share, which represents a year-over-year earnings growth rate of 8.04% [5] Investment Considerations - U.S. Bancorp is considered a strong dividend investment opportunity, especially for income investors, as it offers a compelling yield and solid earnings growth prospects [6] - The stock currently holds a Zacks Rank of 3 (Hold), indicating a stable investment outlook [6]