山东投融资担保集团“鲁担惠企通”平台落地首笔贴现业务 企业融资有了“更优解”

Core Insights - Shandong Investment and Financing Guarantee Group launched the "Lutuan Huqi Tong" supply chain bill platform, completing its first discount business with Qiaochang Modern Agriculture Co., Ltd. issuing 10 million yuan in supply chain bills [1] - The platform allows upstream suppliers to obtain financing through dual guarantees from provincial and municipal policy guarantee companies, marking a shift towards a self-controlled supply chain financial service ecosystem [1][2] Group 1 - The dual guarantee system lowers credit thresholds for enterprises, reducing the need for excessive collateral and addressing liquidity issues caused by payment delays [1] - The supply chain bill issuance process is expedited, allowing suppliers to receive funds on the same day as their discount application, which is faster than traditional payment methods [1] - The platform specifically targets small and micro enterprises as upstream suppliers, enhancing the stability of the supply chain [1] Group 2 - The "Lutuan Huqi Tong" platform utilizes a digital approach, combining core enterprise bills with dual guarantee enhancements to improve credit levels for private enterprises and reduce financing costs across the supply chain [2] - The platform, launched on May 24, has full-cycle bill service capabilities, including issuance, circulation, guarantee, payment reminders, and financing [2] - Future plans include optimizing platform functions and services, updating supply chain financial products, and supporting the stability and strength of the industrial chain in Shandong [2]