山西屯留农商银行金融赋能让小葫芦变身致富“金葫芦”

Core Viewpoint - Shanxi Tunliu Rural Commercial Bank focuses on local特色农业产业, providing low-interest, unsecured inclusive financial services to meet the funding needs of farmers and new agricultural operators, thereby promoting the "one village, one product" industrial pattern and effectively supporting rural revitalization [1][3]. Group 1: Financial Support and Impact - The bank has issued a total of 4.68 million yuan in loans specifically for the gourd industry, significantly contributing to the development of this sector in Shiqian Village [3]. - The gourd industry has not only generated considerable economic income for villagers but has also revitalized Shiqian Village, making it a well-known特色村 for gourd production, attracting more tourists [3]. - The bank employs a tailored approach to financial solutions, implementing "one industry, one plan" strategies to address the unique financial needs and operational characteristics of local特色产业 [3]. Group 2: Case Study of Gourd Farmer - A local gourd farmer, Xu Zhenmin, expanded his cultivation scale due to increasing market demand but faced funding challenges for necessary investments in seeds, fertilizers, and equipment [2]. - The bank's "Jinxiang e-loan" product provided him with a quick loan of 500,000 yuan, demonstrating the bank's efficient service and commitment to supporting local farmers [2]. - The bank's rapid loan approval process and additional services, such as providing payment code solutions, have been crucial in empowering local farmers like Xu Zhenmin to grow their businesses [2]. Group 3: Overall Agricultural Financing Strategy - As of now, the bank's agricultural loan balance has reached 5.476 billion yuan, reflecting its strong commitment to rural financial support [3]. - The bank's strategy includes on-site financial services and community engagement to maximize the fulfillment of farmers' financial needs [3].