无法交楼判决解除合同，最高法亮明态度

Core Viewpoint - The recent court rulings regarding unfinished housing projects indicate a clear judicial stance on the cancellation of housing purchase contracts and related loan agreements when the purpose of the contracts cannot be fulfilled due to construction delays [1][2][3]. Group 1: Judicial Rulings on Housing Contracts - The Jiangsu Yancheng Intermediate Court ruled to cancel a housing purchase and loan contract due to the inability to deliver the property, requiring the seller to refund the purchase price and interest [1]. - Similar rulings have been observed in other regions, such as Zhuhai, where courts have mandated refunds and the cancellation of contracts when developers fail to deliver properties on time [1][2]. - The inclusion of these cases in the Supreme Court's case database signifies a comprehensive review and endorsement of the judicial approach to such disputes [1][3]. Group 2: Implications for Loan Contracts - The cancellation of housing purchase contracts also leads to the invalidation of associated loan contracts, as the purpose of these loans becomes unattainable [2]. - Judicial interpretations clarify that continuing to enforce loan contracts under these circumstances would be unfair to buyers [2]. Group 3: Judicial Attitude and Implementation - The case database serves as a demonstration of the Supreme Court's judicial attitude, guiding lower courts in their rulings and ensuring consistency in handling similar cases [3]. - The implementation of judicial decisions must be effective to protect ordinary buyers from the complications arising from unfinished housing projects [2][3].