英科医疗: 对外担保管理制度

Core Viewpoint - The company has established a comprehensive system for external guarantees to regulate its guarantee behavior, mitigate risks, and ensure compliance with relevant laws and regulations [2][10]. Group 1: Definition and Scope of External Guarantees - External guarantees refer to the company providing guarantees, mortgages, pledges, or other forms of guarantees for others, ensuring that the company fulfills obligations if the debtor defaults [2]. - The total amount of external guarantees includes guarantees provided by the company to its controlling subsidiaries [2]. Group 2: Approval and Management of External Guarantees - External guarantees must be approved by the board of directors or the shareholders' meeting and disclosed promptly [4]. - The company implements unified management of external guarantees, prohibiting any individual from signing guarantee contracts without board or shareholder approval [3]. Group 3: Criteria for Guarantee Recipients - The company can provide guarantees to entities with independent legal status that meet specific criteria, such as having strong debt repayment capabilities and being related to the company's business [8]. - Guarantees may also be provided to entities that do not meet the criteria but are deemed necessary for business relations, subject to board approval [9]. Group 4: Risk Assessment and Documentation - The company is required to investigate the operational and credit status of the guarantee applicants and may hire external professionals for risk assessment [10]. - Applicants must provide essential documentation, including financial reports and details of any ongoing legal issues [4][5]. Group 5: Disclosure and Reporting Obligations - The company must disclose guarantee matters if the guaranteed party fails to fulfill repayment obligations or faces bankruptcy [9]. - Independent directors are required to provide a special report on the company's guarantee situation in the annual report [9]. Group 6: Accountability and Compliance - Company directors must exercise caution and strictly control the risks associated with guarantees, bearing joint liability for any losses from improper guarantees [25]. - Any individual who signs guarantee contracts without proper authorization will be held accountable, and serious violations may lead to legal action [26].