7.9犀牛财经早报：经营贷利率跌穿3% 罗马仕电芯供应商拟注销新公司

Group 1 - In the first half of the year, the registration scale of "insurance version ABS" exceeded 180 billion yuan, with a year-on-year growth of 46% [1] - 13 insurance asset management institutions registered 38 asset-backed plans, indicating a strong demand for stable cash flow and lower risk compared to equity assets [1] - The decline in operating loan rates below 3% indicates ongoing pressure on banks' net interest margins and profitability [1][2] Group 2 - The number of A-share companies intending to acquire IPO candidates has significantly increased, with 27 companies disclosing plans compared to 6 last year [1] - The surge in acquisition plans is attributed to policy benefits, increased exit demands from venture capital, accelerated industry consolidation, and valuation advantages of IPO candidates [1] - The solid-state battery technology is expected to gradually find applications across multiple fields, with significant advancements in energy density and safety [2] - The lithium battery industry is focusing on optimizing capacity structure, moving away from price competition towards quality and innovation [2] Group 3 - Apple COO Jeff Williams announced his retirement, marking a significant personnel change within the company [4] - The restructuring of Chang'an Group is expected to be finalized in August, indicating a strategic shift in the automotive sector [6] - GAC Fiat Chrysler has declared bankruptcy due to the lack of restructuring possibilities [6] Group 4 - ByteDance denied rumors regarding the sale of TikTok's U.S. operations to a consortium led by Oracle, stating the information is false [5] - The IPO of Wuhan Dazhong Dental Medical has seen a subscription rate of 108 times for its public offering in Hong Kong [7] - Meicheng Technology has initiated the IPO counseling process with CITIC Securities for its listing on A-shares [8]