下半年基金“降费”启幕：仅7个交易日有超20只产品出手

Core Viewpoint - The fund market has initiated a wave of fee reductions, with over 20 funds announcing lower fees, including mixed, bond, money market funds, and FOF products [1][3][4] Group 1: Fee Reductions Announced - E Fund announced a reduction in custody fees for two bond funds, lowering the annual custody fee rate from 0.10% to 0.05% starting July 11 [1] - Guotai Fund reduced the management fee rate from 0.40% to 0.30% and the annual custody fee from 0.10% to 0.05% for its fund starting July 8 [3] - Fuguo Fund adjusted the management fee for its A-class fund shares from 0.60% to 0.40% and for Y-class shares from 0.30% to 0.20% starting July 1 [3] - Several money market funds, including Debang Deli and Dongwu Zengxinbao, have also lowered management, custody, and service fees [3] Group 2: Overall Fee Trends - Nearly 30 funds have actively reduced their fee rates to 0.15% or below this year, with a total of 1,050 fund products currently in this low fee range according to Wind data [3] - The public fund fee reform is progressing steadily, with the first two phases focusing on management and transaction fees, while the third phase will target sales fees [4] - The chairman of the China Securities Regulatory Commission indicated that starting in 2025, further reductions in fund sales fees are expected to save investors approximately 45 billion yuan annually [4]