Zhong Guo Jin Rong Xin Xi Wang·2025-07-09 08:40Core Viewpoint - Recent severe weather, including heavy rain and hail, has significantly damaged approximately 21,000 acres of tobacco fields in Yunnan's Yiliang and Luxi regions, posing a serious challenge to local tobacco farmers [1] Group 1: Company Response - China Life Property & Casualty Insurance in Honghe Prefecture activated a level one emergency response plan immediately after the disaster, forming a rapid response team of insurance adjusters to assess damage [1] - The company implemented a "three fast and one thorough" claims mechanism, establishing a green channel to expedite the claims process, ensuring that eligible compensation reaches farmers quickly [4] - The company has mobilized its agricultural insurance personnel to the disaster area to ensure thorough damage assessment and uninterrupted claims service [4][6] Group 2: Impact on Farmers - Farmers, despite the damage, expressed relief due to the presence of insurance support, which provides them with confidence for future planting [4] - The insurance coverage has become a crucial safety net for farmers, allowing them to focus on recovery and future planting despite the current losses [7] Group 3: Agricultural Insurance Significance - Agricultural insurance has emerged as a vital support system for mitigating natural risks and ensuring food security, reinforcing the risk protection framework for rural revitalization [7] - In recent years, Honghe Prefecture has achieved full coverage of tobacco planting insurance, with a participation rate of 100% among tobacco farmers, demonstrating the effectiveness of the insurance system in disaster recovery [7]