Texas Capital (TCBI) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Core Viewpoint - The market anticipates Texas Capital (TCBI) will report a year-over-year increase in earnings driven by higher revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - Texas Capital is expected to post quarterly earnings of $1.28 per share, reflecting a +60% year-over-year change, with revenues projected at $298.24 million, an increase of 11.7% from the previous year [3]. - The earnings report is scheduled for release on July 17, and better-than-expected results could lead to a stock price increase, while disappointing results may cause a decline [2]. Estimate Revisions - The consensus EPS estimate has been revised 0.73% lower in the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for Texas Capital is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +3.47%, suggesting a bullish outlook from analysts [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - Texas Capital currently holds a Zacks Rank of 3, indicating a likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Texas Capital was expected to earn $0.99 per share but reported $0.92, resulting in a surprise of -7.07% [13]. - Over the past four quarters, Texas Capital has surpassed consensus EPS estimates two times [14]. Industry Context - In the Zacks Banks - Southwest industry, First Horizon National (FHN) is expected to report earnings of $0.41 per share for the same quarter, indicating a +13.9% year-over-year change, with revenues projected at $826.37 million, up 1.4% from the previous year [18]. - First Horizon's consensus EPS estimate has been revised down by 1.7% over the last 30 days, but it has an Earnings ESP of +2.94%, although its Zacks Rank of 4 complicates predictions for an earnings beat [19].