U.S. Bancorp (USB) Earnings Expected to Grow: Should You Buy?

Core Viewpoint - The market anticipates U.S. Bancorp (USB) will report a year-over-year increase in earnings and revenues for the quarter ended June 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - U.S. Bancorp is expected to post quarterly earnings of $1.07 per share, reflecting a year-over-year increase of +9.2% [3]. - Revenues are projected to be $7.06 billion, which is a 3.2% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 0.67% over the last 30 days, indicating a reassessment by analysts [4]. - Despite the downward revision, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +0.08% [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - U.S. Bancorp currently holds a Zacks Rank of 3, indicating a likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, U.S. Bancorp exceeded the expected earnings of $0.99 per share by delivering $1.03, resulting in a surprise of +4.04% [13]. - The company has beaten consensus EPS estimates in each of the last four quarters [14]. Industry Comparison - The Bank of New York Mellon Corporation (BK), another player in the Zacks Banks - Major Regional industry, is expected to report earnings of $1.74 per share, reflecting a year-over-year change of +15.2% [18]. - BK's revenues are expected to be $4.86 billion, up 5.6% from the previous year, with a positive Earnings ESP of +1.03% and a Zacks Rank of 2 [19][20].