专家解读来了，基本养老金按时足额发放有保障

Group 1 - The core viewpoint emphasizes the importance of basic pensions for millions of retirees, highlighting the government's commitment to improving the pension system through reforms and adjustments to ensure timely and adequate payments [1][2][3] Group 2 - Current financial balance is achieved with the urban employee basic pension insurance fund income at 7.5 trillion yuan and expenditures at 6.8 trillion yuan for 2024, indicating a slight surplus and stable fund operations [1] - The national coordination of the enterprise employee basic pension insurance system was implemented in 2022, with a fund adjustment scale of 271.6 billion yuan in 2023, supporting pension payments in financially struggling provinces [2] - Fiscal support is crucial, with central and local governments providing subsidies to ensure timely pension payments and continuous increases in pension levels for retirees [2] - Long-term reserves have been established, with a cumulative balance of 7.1 trillion yuan in the urban employee basic pension insurance fund, equivalent to over a year's worth of expenditures, alongside a strategic reserve of over 2.6 trillion yuan in the national social security fund [3]