警惕以稳定币为噱头的新型非法集资诈骗

Core Viewpoint - The Beijing Internet Finance Industry Association has issued a risk warning regarding illegal fundraising activities disguised as "stablecoins" and other new concepts, urging society to remain vigilant against such fraudulent schemes [1][2]. Group 1: Nature of Stablecoins - Stablecoins are a special branch of cryptocurrencies designed to mitigate the price volatility of other cryptocurrencies by pegging their value to fiat currencies or physical assets [1]. - Mainstream stablecoins like USDC and USDT serve as "value anchors" in cryptocurrency trading, aimed at reducing price fluctuations rather than being investment vehicles [1]. Group 2: Fraudulent Activities - The surge in interest in stablecoins, particularly following Circle's stock price increase of 168% on its NYSE debut, has led to a rise in fraudulent schemes that misrepresent stablecoins as low-risk, high-return investment products [2]. - Fraudsters confuse the payment attributes of stablecoins with investment attributes, promoting fictitious financial products with promises of guaranteed returns and using multi-level marketing tactics to expand their reach [2]. Group 3: Regulatory Environment - Current regulations in China classify any unapproved token issuance and virtual currency trading as illegal financial activities, with strict prohibitions against illegal fundraising [3]. - Judicial cases show that fraudsters often evade regulation by using offshore servers and virtual currency for fund transfers, leaving investors with little recourse when scams occur [3]. Group 4: Public Awareness and Prevention - The public is advised to strengthen their understanding of stablecoins as payment tools and to be cautious of misleading claims equating stablecoins with guaranteed profits [3]. - Investors should maintain skepticism towards high-return promises and choose licensed financial institutions for investments, avoiding any form of virtual currency speculation or unapproved digital asset projects [3][4]. Group 5: Importance of Compliance and Safety - Financial innovation must operate within compliance boundaries, and technological advancements should prioritize safety to prevent stablecoins from being exploited by fraudsters [4]. - Continuous regulatory efforts, industry self-discipline, and heightened public awareness are essential to curb the spread of illegal activities and foster a healthy environment for genuine financial innovation [4].