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210万元!温州今年首笔巨灾保险理赔款到位
Zheng Quan Ri Bao·2025-07-11 06:52

Core Viewpoint - The rapid response and efficient claims processing by the catastrophe insurance consortium in Wenzhou during Typhoon "Danas" highlights the effectiveness of the catastrophe insurance system in providing economic compensation and stabilizing expectations during major disasters [1][2]. Group 1: Catastrophe Insurance Response - The catastrophe insurance consortium, consisting of six insurance companies, activated its emergency response mechanism immediately upon the formation of Typhoon "Danas," utilizing technology to complete claims payments of 2.1 million yuan swiftly [1]. - The consortium implemented a 24-hour dynamic monitoring system, leveraging big data for precise tracking of the typhoon's path and rainfall information [1]. - The first claim payment was processed in just 1 minute and 25 seconds, with subsequent claims also completed with "hour-level" response efficiency [1]. Group 2: Impact on Recovery - On July 9, the total claims amounting to 2.1 million yuan were fully paid out, aiding affected residents and businesses in quickly restoring their production and living conditions [2]. - The efficient claims payment was a result of the consortium's reliance on a fully online operational model, which simplified processes and reduced timeframes [2]. - By 2025, the consortium plans to further enhance its use of technological tools to optimize the entire disaster prevention and mitigation service system [2].