Workflow
曲阜农商银行“助企循环贷”破解融资难题,为文化企业注入新动能
Qi Lu Wan Bao Wang·2025-07-11 09:17

Core Insights - A cultural media company in Shandong successfully addressed its funding bottleneck with a 3 million yuan "Enterprise Circulation Loan" from Qufu Rural Commercial Bank, enabling further business expansion [1][2] - The company focuses on the development and promotion of traditional cultural products, aiming to create a comprehensive service platform that integrates collection, practicality, and art [1] - The "Enterprise Circulation Loan" is designed specifically for small and micro enterprises, offering long-term credit, flexible usage, and quick access to funds, which aligns perfectly with the company's financing needs [2] Company Overview - The cultural media company is experiencing significant growth and plans to expand its market presence, which has led to increased financial pressure due to raw material procurement, equipment upgrades, and staff expansion [1] - Prior to obtaining the loan, the company faced challenges with a 1.7 million yuan loan from another bank that required monthly interest payments and regular principal repayments, creating liquidity pressure [1] Financial Product Features - The "Enterprise Circulation Loan" offers a one-time credit with a ten-year cycle, allowing funds to be reused effectively throughout the company's operational cycle [1][2] - The loan process is efficient, with funds available almost instantly and a self-service online operation for amounts up to 5 million yuan, significantly enhancing financing efficiency [1][2] - The bank's commitment to supporting local economies and small businesses is evident in its innovative financial products, which have already helped numerous enterprises overcome financing challenges [2]