科技筑盾 广发智能风控精准拦截电诈 守护您的“钱袋子”

Core Viewpoint - In the digital age, safeguarding customer funds is a top priority for banks, and Guangfa Bank is actively combating telecom network fraud by building a leading big data intelligent risk control system to enhance financial security [1] Group 1: Intelligent Risk Control System - Guangfa Bank has upgraded its risk control system through three main aspects: "technical prevention," "system blockage," and "customer service linkage" [2] - The system covers multiple transaction scenarios including mobile banking, personal online banking, quick payment, POS, digital RMB, and ATMs [2] - The bank employs real-time intelligent processing, utilizing vast data throughput and multi-dimensional risk control models to monitor online fund transfer transactions 24/7 [2] - The system implements restrictive protective measures for suspicious transactions, effectively blocking fraudulent activities in real-time [2] Group 2: Achievements in Fraud Prevention - In the first half of 2025, Guangfa Bank successfully blocked 145 telecom fraud cases through its big data intelligent risk control platform, intercepting 14.27 million yuan in fraudulent funds and preventing potential losses exceeding 40 million yuan [3] - The bank's risk control model automatically halts payments and issues early warning signals to branches, collaborating closely with law enforcement to protect customer assets [3] Group 3: Profile of Victims - The average age of victims in the fraud cases intercepted by Guangfa Bank in the first half of 2025 was 62 years, with a gender distribution of 27.1% male and 72.9% female [4] Group 4: Common Fraud Techniques - Common scams include membership fee deductions, impersonation of e-commerce customer service, fake insurance claims, impersonation of judicial authorities, and fraudulent financial institution solicitations [5][6][7] - Techniques used by fraudsters include remote control of devices, screen sharing, and mirror reflection to access sensitive information [8][9] Group 5: Case Studies - Various branches of Guangfa Bank have successfully intervened in fraud cases, preserving elderly clients' retirement funds and preventing losses through prompt actions and police collaboration [10] - The bank continues to receive recognition from clients and law enforcement for its effective fraud prevention measures [11]