Private Bancorp of America, Inc. (PBAM) Earnings Expected to Grow: Should You Buy?

Core Viewpoint - The market anticipates Private Bancorp of America, Inc. (PBAM) will report a year-over-year earnings increase driven by higher revenues in its upcoming earnings report for the quarter ended June 2025 [1] Earnings Expectations - The consensus estimate for PBAM's quarterly earnings is $1.79 per share, reflecting a year-over-year increase of +32.6% [3] - Expected revenues for the quarter are $30.5 million, which is a 16.4% increase from the same quarter last year [3] Estimate Revisions - The consensus EPS estimate has remained unchanged over the last 30 days, indicating that analysts have not significantly altered their initial projections [4] - The Most Accurate Estimate for PBAM is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -2.79%, suggesting a bearish outlook from analysts [10] Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive or negative reading can predict the likelihood of actual earnings deviating from consensus estimates, with positive readings being more reliable [7][8] - PBAM's current Zacks Rank is 2 (Buy), but the negative Earnings ESP complicates predictions regarding an earnings beat [11] Historical Performance - In the last reported quarter, PBAM exceeded the expected earnings of $1.66 per share by delivering $1.80, resulting in a surprise of +8.43% [12] - Over the past four quarters, PBAM has consistently beaten consensus EPS estimates [13] Industry Comparison - In the Zacks Banks - Southwest industry, BancFirst (BANF) is expected to report earnings of $1.67 per share for the same quarter, representing a year-over-year change of +10.6% [17] - BancFirst's expected revenue is $164.5 million, up 6.9% from the previous year, with a positive Earnings ESP of +1.5% and a Zacks Rank of 2, indicating a likely earnings beat [18]