退出预付卡业务后，曾收“天价罚单”的有赞支付更名增资

Core Viewpoint - Beijing Gao Huitong Commercial Management Co., Ltd., a licensed payment institution under Youzan, has been approved to change its name to Beijing Youzan Payment Co., Ltd. and increase its registered capital to 200 million yuan [1][2]. Group 1: Company Overview - Youzan Payment was established in August 2008 and is headquartered in Beijing, with branches in Shanghai, Hangzhou, Shenzhen, and Guangzhou [1]. - The company primarily provides payment solutions for merchants on the Youzan platform, including online collection, revenue sharing, and fund management [1]. Group 2: Regulatory Changes - The name change and capital increase are in compliance with the new regulations for non-bank payment institutions, which require the term "payment" to be included in the name and set a minimum registered capital of 10 million yuan [2][3]. - The new regulations, known as the "Payment New Regulations," will take effect in July 2024 [2]. Group 3: Business Adjustments - One month prior to the name change approval, Youzan Payment reduced its business types by exiting the II-class stored value account operations while retaining the I-class operations, indicating a strategic shift away from prepaid card-related services [3]. - Despite the business contraction, Youzan Payment opted to increase its capital to enhance its risk resilience [3]. Group 4: Industry Context - In 2024, Youzan Payment faced a significant fine of 27.87 million yuan for various regulatory violations, including issues related to barcode payment operations and account management [3]. - Tencent's payment institution, Tenpay, holds the highest registered capital in the industry at 22.3 billion yuan [3].