Countdown to Bank OZK (OZK) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS

Core Viewpoint - Analysts forecast that Bank OZK will report quarterly earnings of $1.51 per share, indicating a year-over-year decline of 0.7%, with revenues expected to reach $417.66 million, reflecting a slight increase of 0.2% compared to the previous year [1]. Earnings Estimates - The consensus EPS estimate has been revised upward by 1% over the past 30 days, indicating a collective reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Key Metrics Forecast - Analysts project the 'Efficiency Ratio' to be 35.6%, up from 32.7% in the same quarter last year [5]. - 'Total Average Interest-Earning Assets (FTE)' is expected to reach $36.11 billion, compared to $33.58 billion in the same quarter of the previous year [5]. - 'Total Non-Interest Income' is forecasted at $32.08 million, an increase from $28.78 million in the same quarter last year [6]. - 'Net Interest Income (FTE)' is anticipated to be $388.50 million, down from $391.03 million in the same quarter last year [6]. - 'Net Interest Income' is estimated at $371.63 million, compared to $387.99 million a year ago [7]. - 'BOLI income - Increase in cash surrender value' is expected to be $5.91 million, slightly up from $5.61 million last year [7]. - 'Loan service, maintenance and other fees' are projected at $7.24 million, compared to $6.48 million in the same quarter last year [8]. Stock Performance - Shares of Bank OZK have increased by 15.4% over the past month, outperforming the S&P 500 composite, which moved up by 4% [8].